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Loan Amount :

+91

Benefits & Features

Interest rate starting at 11%
Benefit from low interest rates, ensuring affordability and savings.
100% Digital Process
Effortlessly manage your loan with our digital process.
Flexible Tenure upto 60 Months
Tailored repayment options up to 60 months for your convenience.

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Faircent.com

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Incred Finance

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NBFC Personal Loan Criteria

For Salaried

Age :

21 Years or Above

Minimum Salary :

Min. Salary Rs. 15,000/- per Month

Job Duration :

Min. Job Stability: 1 Year

For Self-Employed

Age :

21 Years or Above

Income :

Min. 1 Year Business Stability

Business Duration :

Min. 1 Year IT Return

Why Choose Us

✔ Trusted by 1M+ users daily
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Your Money, Our Expertise
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100% Digital Loans
No Paperwork, No Collateral
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Reviews

Clients Testimonials

I must say that Urban Small Finance is the best financial service provider company. They provided constant support throughout the process and ensured that I had a smooth experience. I highly recommend Urban Small Finance.

Testimonial
Mohit Shah

From easy online application to excellent customer support, Urban Small Finance excels in everything. I am extremely pleased with the overall service I received from them. Keep up the good work, guys!

Testimonial
Nirav Kochar

Unlike most in the industry, Urban Small Finance really takes interest in understanding the customer’s needs. Following a proper consultation, they provided me with the best strategies combined with the best service. Thank you so much.

Testimonial
Gowtham Manikandan

If anyone is looking for a loan, Urban Small Finance is the place to approach. The process is very quick and efficient. The people working there are very friendly yet professional and prompt. I just loved the experience I had!

Testimonial
Sameer Khan

Urban Small Finance values people's time and does not make the process take longer than necessary. They are quick and perfect in everything. I strongly recommend Urban Small Finance to everyone who is looking for a seamless loan process.

Testimonial
Milan Bissu

Disclaimer: Loan Tenure ranges from minimum 6 months to maximum of 60 months, with annual interest rates starting at 11% and going up to 34%. A processing fee up to 2% may be applicable. Representative Example: If a loan of ₹1,00,000 is availed at an interest rate of 12.5% per annum for a tenure of 12 months, and a processing fee of 2% is applied: Interest Payable: ₹6,720 approx. Processing Fee: ₹2,000. Total Loan Cost (including interest + fee): ₹1,08,720. APR (Annual Percentage Rate): 14.27% approx. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs’ criteria, rules & regulations, and terms & conditions. Company Address: 2nd Floor, Plot 29, Parvati Nagar CHS 2, SY. No. 123/1, Katargam, Surat, Gujarat, India - 395004